Name: Ajayi Micheal Adebayo
Status: Lecturer I
Faculty: BSS
Department: Accounting and Finance


Publications
HOME BASED
i) Journal Articles in Prints

1. Ajayi, M. A. (2003): Fraud in Nigerian Financial System: Evidence from Commercial Banks. Ilorin Journal of Business and Social Sciences. 8(1):111–117, Published by Faculty of Business and Social Sciences, University of Ilorin, Ilorin.

2. Ajayi, M. A. (2003): An Appraisal of Lending Performance of Commercial Banks in Nigeria. Advances in Management. 3(1): 136–144. Published by Department of Business Administration, University of Ilorin, Ilorin.

3. Ajayi, M. A. (2004): An Evaluation of Customers’ Banks Selection Decision in Nigeria: Kwara State Evidence. Advances in Management. 4(1):117–127, Published by Department of Business Administration, University of Ilorin, Ilorin.

4. Ajayi, M. A. (2007): The determinants of Loans and Advances in the Financial System: Empirical Evidence from Nigerian Commercial Banks. Ilorin Journal of Business and Social Sciences. 12(1):10–20, Published by Faculty of Business and Social Sciences, University of Ilorin, Ilorin.

ii) Chapter in Books

5. Nwosu, N. I. and Ajayi, M. A. (1998): Introducing Computers Concepts and Structure. In Reading in Computers: A text for Social Sciences Students, A. Adedayo & Fayeye, J. O. (eds.) 1 – 12. Ijebu-Ode: Published by Shebiotimo.

6. Ajayi, M. A. (2009): Recapitalization in Nigerian Financial Institution: An Overview. In Leading issues in General Studies: Humanities and Social Sciences Lasisi (ed.) 148-154. Ilorin: Published by the General Studies Division, University of Ilorin.

NATIONAL

i) Journal Articles in Prints

7. Ajayi, M. A. (2011): Comparative Analysis of Household Savings Behaviour in Rural and Urban Area of Nigeria. Babcock Journal of Management and Social Sciences. 9(1&2): 197-211. Published by School of Management and Social Sciences, Babcock University, Ilisan-Remo, Ogun State, Nigeria.

8. Ajayi, M. A. (2011): Determinants of Fraud in Nigerian Banking Industry. Lapai Sociological Review, 3(2): 101-109, Published by Department of Sociology, Ibrahim Badamasi Babangida University, Lapai.

ii) Journal Articles Accepted for National Publication

9. Ajayi, M. A. Empirical Evidence of Causal Relationship between Economic Empowerment and Financial Savings: Evidence from Nigeria. Akungba Journal of Management, 2(1). Published by Department of Business Administration, Adekunle Ajasin University, Akungba-Akoko. (Letter of Acceptance dated 08/06/11).

10. Ajayi, M. A. Causality between Household Savings and Economic Empowerment in North-Central States of Nigeria. Kogi Journal of Management, 3(1). Published by Faculty of Management Science, Kogi State University, Anyigba. (Letter of Acceptance dated 08/08/11).

iii) Conference Proceedings

11. Ajayi, M. A. (2005) “Transformation Roles of Nigerian Financial Institutions; An Empirical Evidence from Nigerian Commercial Banks” Proceedings of the National Conference on Informal Financial Sector and Sustainable Development in Nigeria, organized by the Research Group for African Financial System and Development (AFSD), J. A. T. Ojo & J. A. Oloyede (eds.)322-327. Published by AFSD.


INTERNATIONAL
i) Journal Articles in Prints

12. Ajayi, M. A, Ijaiya, M. A., Ijaiya, G. T., Bello, R. A., Ijaiya, Muftau A. and Adeyemi, S. L, (2009): International Remittances and Well-being in Sub Saharan Africa. Journal of Economics and International Finance. 1(3):78-84. Published by Hedge Funds Research Institute, International University of Monaco, France. Available on-line at http://www.academicjournals.org/JEIF

13. Arosanyin, G. T, Ijaiya G. T, Oludoyi, S, B, Ajayi, M. A. and Ipingbemi, O, (2009): Government Assistance for Informal Sector Enterprises in Nigeria: A Case Study of Tire Repair Services in Ilorin, Kwara State. Ghana Journal of Development Studies. 6(1); 99-122. Published by the Faculty of Integrated Development Studies, University of Development Studies, Ghana. Available at www.ajol.info/GJDS

14. Ijaiya Mukaila A., Ijaiya G. T, Bello, R. A., Ijaiya, Muftau A. and Ajayi, M. A. (2009): Income Diversification and Well–being in Ilorin Metropolis, Nigeria. International Journal of Business Management, Economics and Information Technology. 1(1);1-12. Published by the School of Management Pondicherry University, Pondicherry, India. Available at This email address is being protected from spambots. You need JavaScript enabled to view it.

15. Ijaya, A. Mukaila, Ijaiya, G. T., Bello, R. A., Ijaiya, A. Muftau, Ajayi, M. A., and Adeyemi, S. L, (2010): Determinants of Income Diversification in Ilorin Metropolis, Nigeria. International Economics & Finance Journal (IEFJ). 5(1-2): 145-157. Published by HSBC School of Business, Peking University, China. www.serialspublications.com

16. Arosanyin, G. T, Ijaiya G. T, Oludoyi, S, B, Ajayi, M. A. and Ipingbemi, O, (2011): An Empirical Investigation into Urban Informal Tire Repair Service in Ilorin, Nigeria. Canadian Social Science. 7(6): 177-186. Published by Canadian Academy of Oriental and Occidental Culture, Canada. www.cscanada.net

17. Ijaiya, G. T., Ijaya, A. Mukaila, Bello, R. A. and Ajayi, M. A. (2011): Economic Growth and Poverty Reduction in Nigeria. International Journal of Business and Social Sciences. 2(15): 147-154. Published by Centre for Promoting Ideas (CPI), Department of Economics, University of Radford, USA. www.ijbssnet.com